/* ============================================================
   CREDIT-JEUNE.BE — Design System
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,600;9..144,700&family=DM+Sans:ital,opsz,wght@0,9..40,300;0,9..40,400;0,9..40,500;0,9..40,600;1,9..40,400&display=swap');

:root {
  --navy:        #152B4E;
  --navy-dark:   #0C1B32;
  --navy-light:  #1E3D6B;
  --teal:        #079992;
  --teal-light:  #0AB7AF;
  --gold:        #F9A825;
  --gold-dark:   #E09400;
  --cream:       #FAF9F6;
  --cream-dark:  #F0EDE6;
  --white:       #FFFFFF;
  --text:        #1A1A2E;
  --text-muted:  #5A6278;
  --text-light:  #8895A7;
  --border:      #E4E9EF;
  --shadow-xs:   0 1px 3px rgba(21,43,78,0.06);
  --shadow-sm:   0 4px 16px rgba(21,43,78,0.08);
  --shadow-md:   0 12px 40px rgba(21,43,78,0.13);
  --shadow-lg:   0 24px 72px rgba(21,43,78,0.18);
  --font-serif:  'Fraunces', Georgia, serif;
  --font-sans:   'DM Sans', system-ui, sans-serif;
  --radius-sm:   8px;
  --radius:      14px;
  --radius-lg:   24px;
  --radius-xl:   100px;
  --transition:  all 0.25s cubic-bezier(0.4,0,0.2,1);
}

/* ---- RESET ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body { font-family: var(--font-sans); color: var(--text); background: var(--cream); line-height: 1.65; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--teal); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--teal-light); }
ul { list-style: none; }

/* ---- TYPOGRAPHY ---- */
h1,h2,h3,h4,h5 { font-family: var(--font-serif); line-height: 1.2; color: var(--navy); }
h1 { font-size: clamp(1.875rem,4vw,3.25rem); font-weight: 700; }
h2 { font-size: clamp(1.375rem,2.5vw,2.25rem); font-weight: 600; }
h3 { font-size: clamp(1.0625rem,1.5vw,1.375rem); font-weight: 600; }
p  { font-size: 1rem; color: var(--text-muted); line-height: 1.8; }
.lead { font-size: 1.125rem; color: var(--text-muted); line-height: 1.75; }

/* ---- LAYOUT ---- */
.container { max-width: 1200px; margin: 0 auto; padding: 0 1.5rem; }
.container--narrow { max-width: 840px; margin: 0 auto; padding: 0 1.5rem; }
.section { padding: 5rem 0; }
.section--lg { padding: 7rem 0; }
.section--dark { background: var(--navy); }
.section--white { background: var(--white); }
.section__header { text-align: center; margin-bottom: 3rem; }
.section__eyebrow {
  display: inline-block; font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.12em; text-transform: uppercase; color: var(--teal);
  background: rgba(7,153,146,0.09); padding: 0.35rem 0.9rem;
  border-radius: var(--radius-xl); margin-bottom: 1rem;
}
.section--dark .section__eyebrow { background: rgba(249,168,37,0.15); color: var(--gold); }
.section--dark .section__title { color: var(--white); }
.section--dark .section__subtitle { color: rgba(255,255,255,0.65); }
.section__title { margin-bottom: 0.875rem; }
.section__subtitle { font-size: 1.05rem; color: var(--text-muted); max-width: 580px; margin: 0 auto; }

/* ---- NAVIGATION ---- */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: rgba(255,255,255,0.97); border-bottom: 1px solid var(--border);
  backdrop-filter: blur(12px); transition: box-shadow 0.3s;
}
.nav.scrolled { box-shadow: var(--shadow-sm); }
.nav__inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 70px; padding: 0 1.5rem; max-width: 1200px; margin: 0 auto;
}
.nav__logo { display: flex; align-items: center; gap: 0.625rem; text-decoration: none; }
.nav__logo-mark {
  width: 38px; height: 38px; background: var(--navy); border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  color: var(--gold); font-family: var(--font-serif); font-size: 1rem; font-weight: 700;
  flex-shrink: 0;
}
.nav__logo-text { display: flex; flex-direction: column; line-height: 1.15; }
.nav__logo-main { font-family: var(--font-serif); font-size: 1.0625rem; font-weight: 700; color: var(--navy); }
.nav__logo-sub { font-size: 0.68rem; color: var(--text-light); font-weight: 400; letter-spacing: 0.03em; }
.nav__menu { display: flex; align-items: center; gap: 0.125rem; }
.nav__item { position: relative; }
.nav__link {
  display: flex; align-items: center; gap: 0.25rem; padding: 0.5rem 0.75rem;
  font-size: 0.875rem; font-weight: 500; color: var(--text);
  border-radius: var(--radius-sm); white-space: nowrap;
}
.nav__link:hover { color: var(--navy); background: var(--cream); }
.nav__link svg { width: 13px; height: 13px; transition: transform 0.2s; flex-shrink: 0; }
.nav__item:hover .nav__link svg { transform: rotate(180deg); }
.nav__dropdown {
  position: absolute; top: calc(100% + 6px); left: 0; min-width: 240px;
  background: var(--white); border: 1px solid var(--border); border-radius: var(--radius);
  box-shadow: var(--shadow-md); padding: 0.5rem; opacity: 0; visibility: hidden;
  transform: translateY(-6px); transition: all 0.2s cubic-bezier(0.4,0,0.2,1); z-index: 200;
}
.nav__item:hover .nav__dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.nav__dropdown-link {
  display: block; padding: 0.55rem 0.875rem; font-size: 0.84rem;
  color: var(--text-muted); border-radius: var(--radius-sm);
}
.nav__dropdown-link:hover { color: var(--navy); background: var(--cream); }
.nav__actions { display: flex; align-items: center; gap: 0.75rem; }
.nav__cta {
  display: flex; align-items: center; gap: 0.375rem; padding: 0.6rem 1.25rem;
  background: var(--gold); color: var(--navy-dark); font-size: 0.875rem; font-weight: 600;
  border-radius: var(--radius-sm); white-space: nowrap;
}
.nav__cta:hover { background: var(--gold-dark); color: var(--navy-dark); transform: translateY(-1px); box-shadow: 0 4px 16px rgba(249,168,37,0.4); }
.nav__hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 6px; background: none; border: none; }
.nav__hamburger span { display: block; width: 22px; height: 2px; background: var(--navy); border-radius: 2px; transition: var(--transition); }

/* ---- BUTTONS ---- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem;
  padding: 0.9rem 2rem; font-family: var(--font-sans); font-size: 0.9375rem;
  font-weight: 600; border-radius: var(--radius-sm); border: none; cursor: pointer;
  transition: var(--transition); text-decoration: none; line-height: 1; white-space: nowrap;
}
.btn--primary { background: var(--gold); color: var(--navy-dark); }
.btn--primary:hover { background: var(--gold-dark); color: var(--navy-dark); transform: translateY(-2px); box-shadow: 0 8px 28px rgba(249,168,37,0.4); }
.btn--light { background: rgba(255,255,255,0.15); color: var(--white); border: 1.5px solid rgba(255,255,255,0.3); }
.btn--light:hover { background: rgba(255,255,255,0.25); color: var(--white); border-color: rgba(255,255,255,0.6); }
.btn--outline { background: transparent; color: var(--navy); border: 1.5px solid var(--navy); }
.btn--outline:hover { background: var(--navy); color: var(--white); }
.btn--teal { background: var(--teal); color: var(--white); }
.btn--teal:hover { background: var(--teal-light); color: var(--white); transform: translateY(-2px); box-shadow: 0 8px 28px rgba(7,153,146,0.35); }
.btn--navy { background: var(--navy); color: var(--white); }
.btn--navy:hover { background: var(--navy-light); color: var(--white); transform: translateY(-2px); }
.btn--lg { padding: 1.1rem 2.5rem; font-size: 1rem; }
.btn--sm { padding: 0.6rem 1.25rem; font-size: 0.84rem; }
.btn--full { width: 100%; }

/* ---- HERO ---- */
.hero {
  background: var(--navy); padding: calc(70px + 5rem) 0 6rem;
  position: relative; overflow: hidden;
}
.hero__bg-blob {
  position: absolute; top: -20%; right: -10%; width: 60%; height: 120%;
  background: radial-gradient(ellipse at 60% 40%, rgba(7,153,146,0.18) 0%, transparent 65%);
  pointer-events: none;
}
.hero__bg-blob2 {
  position: absolute; bottom: 0; left: -5%; width: 40%; height: 60%;
  background: radial-gradient(ellipse at 30% 80%, rgba(249,168,37,0.07) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: ''; position: absolute; bottom: -1px; left: 0; right: 0;
  height: 72px; background: var(--cream);
  clip-path: ellipse(55% 100% at 50% 100%);
}
.hero__inner {
  display: grid; grid-template-columns: 1fr 1fr; gap: 4rem;
  align-items: center; position: relative; z-index: 1;
}
.hero__eyebrow {
  display: inline-block; font-size: 0.72rem; font-weight: 600; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--gold); background: rgba(249,168,37,0.12);
  padding: 0.35rem 0.9rem; border-radius: var(--radius-xl); margin-bottom: 1.5rem;
}
.hero__title { color: var(--white); margin-bottom: 1.375rem; line-height: 1.15; }
.hero__title em { color: var(--gold); font-style: normal; }
.hero__subtitle { color: rgba(255,255,255,0.72); font-size: 1.0625rem; line-height: 1.75; margin-bottom: 2.25rem; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 0.875rem; margin-bottom: 2.5rem; }
.hero__trust { display: flex; flex-wrap: wrap; gap: 1.5rem; }
.hero__trust-item { display: flex; align-items: center; gap: 0.5rem; font-size: 0.8rem; color: rgba(255,255,255,0.58); }
.hero__trust-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--teal-light); flex-shrink: 0; }
.hero__visual { display: flex; justify-content: center; align-items: center; }
.hero__cards { display: flex; flex-direction: column; gap: 1rem; width: 100%; max-width: 360px; }
.hero__card {
  background: rgba(255,255,255,0.07); border: 1px solid rgba(255,255,255,0.11);
  border-radius: var(--radius); padding: 1.25rem 1.375rem; display: flex;
  align-items: center; gap: 1rem; backdrop-filter: blur(10px);
  transition: var(--transition);
}
.hero__card:hover { background: rgba(255,255,255,0.11); transform: translateX(4px); }
.hero__card-icon {
  width: 46px; height: 46px; background: rgba(249,168,37,0.15); border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center; font-size: 1.4rem; flex-shrink: 0;
}
.hero__card-label { font-size: 0.72rem; color: rgba(255,255,255,0.48); font-weight: 500; text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 0.2rem; }
.hero__card-value { font-family: var(--font-serif); font-size: 1rem; color: var(--white); font-weight: 600; line-height: 1.3; }

/* ---- PROFILES SECTION ---- */
.profiles__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.125rem; }
.profile-card {
  background: var(--cream); border: 1.5px solid var(--border); border-radius: var(--radius);
  padding: 1.375rem; transition: var(--transition); text-decoration: none; display: block;
}
.profile-card:hover { border-color: var(--teal); box-shadow: var(--shadow-sm); transform: translateY(-3px); }
.profile-card__icon { font-size: 1.875rem; margin-bottom: 0.75rem; }
.profile-card__title { font-family: var(--font-sans); font-size: 0.9375rem; font-weight: 600; color: var(--navy); margin-bottom: 0.4rem; }
.profile-card__desc { font-size: 0.8125rem; color: var(--text-muted); line-height: 1.6; margin-bottom: 0.875rem; }
.profile-card__cta { display: inline-flex; align-items: center; gap: 0.25rem; font-size: 0.8125rem; color: var(--teal); font-weight: 600; }

/* ---- FEATURES ---- */
.features__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.75rem; }
.feature-card {
  background: var(--white); border-radius: var(--radius-lg); padding: 2rem;
  box-shadow: var(--shadow-sm); border: 1px solid var(--border); transition: var(--transition);
}
.feature-card:hover { box-shadow: var(--shadow-md); transform: translateY(-5px); }
.feature-card__num {
  font-family: var(--font-serif); font-size: 3.5rem; font-weight: 700;
  color: var(--cream-dark); line-height: 1; margin-bottom: 0.5rem;
}
.feature-card__title { font-size: 1.1rem; margin-bottom: 0.75rem; color: var(--navy); }
.feature-card__desc { font-size: 0.875rem; color: var(--text-muted); line-height: 1.75; margin-bottom: 1.25rem; }
.feature-card__link { display: inline-flex; align-items: center; gap: 0.375rem; font-size: 0.875rem; font-weight: 600; color: var(--teal); }
.feature-card__link:hover { gap: 0.625rem; }

/* ---- PROCESS ---- */
.process__steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; position: relative; }
.process__line {
  position: absolute; top: 26px; left: calc(16.66% + 2rem); right: calc(16.66% + 2rem);
  height: 1px; background: rgba(255,255,255,0.12);
}
.process__step { text-align: center; padding: 0 1rem; }
.process__num {
  width: 52px; height: 52px; background: var(--gold); color: var(--navy-dark); border-radius: 50%;
  display: flex; align-items: center; justify-content: center; font-family: var(--font-serif);
  font-size: 1.25rem; font-weight: 700; margin: 0 auto 1.5rem; position: relative; z-index: 1;
}
.process__step-title { font-family: var(--font-sans); font-size: 1rem; font-weight: 600; color: var(--white); margin-bottom: 0.75rem; }
.process__step-desc { font-size: 0.875rem; color: rgba(255,255,255,0.58); line-height: 1.7; }
.process__cta { text-align: center; margin-top: 3.5rem; }

/* ---- GUIDES ---- */
.guides__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.125rem; }
.guide-card {
  background: var(--cream); border: 1.5px solid var(--border); border-radius: var(--radius);
  padding: 1.375rem; text-decoration: none; display: block; transition: var(--transition);
}
.guide-card:hover { border-color: var(--navy); box-shadow: var(--shadow-sm); transform: translateY(-3px); }
.guide-card__tag {
  display: inline-block; font-size: 0.69rem; font-weight: 600; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--teal); background: rgba(7,153,146,0.09);
  padding: 0.25rem 0.6rem; border-radius: 100px; margin-bottom: 0.875rem;
}
.guide-card__title { font-family: var(--font-sans); font-size: 0.9375rem; font-weight: 600; color: var(--navy); line-height: 1.4; margin-bottom: 0.375rem; }
.guide-card__arrow { display: inline-flex; align-items: center; gap: 0.25rem; font-size: 0.8125rem; color: var(--teal); font-weight: 500; margin-top: 0.75rem; }

/* ---- ABOUT TEASER ---- */
.about-teaser__inner { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; }
.about-teaser__badge {
  display: inline-flex; align-items: center; gap: 0.5rem; font-size: 0.8125rem;
  font-weight: 600; color: var(--teal); background: rgba(7,153,146,0.09);
  padding: 0.5rem 1rem; border-radius: var(--radius-xl); margin-bottom: 1.5rem;
}
.about-teaser__title { margin-bottom: 1.125rem; }
.about-teaser__desc { margin-bottom: 1.125rem; font-size: 0.9375rem; line-height: 1.8; }
.about-teaser__features { display: flex; flex-direction: column; gap: 0.625rem; margin-bottom: 2rem; }
.about-teaser__feature {
  display: flex; align-items: center; gap: 0.75rem;
  font-size: 0.9375rem; color: var(--text-muted);
}
.about-teaser__check {
  width: 22px; height: 22px; background: rgba(7,153,146,0.1); border-radius: 50%;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0; color: var(--teal); font-size: 0.75rem;
}
.about-teaser__visual {
  background: var(--navy); border-radius: var(--radius-lg); padding: 2.5rem;
  display: flex; flex-direction: column; gap: 1.5rem;
}
.about-teaser__stat-value { font-family: var(--font-serif); font-size: 2.75rem; font-weight: 700; color: var(--gold); line-height: 1; margin-bottom: 0.25rem; }
.about-teaser__stat-label { font-size: 0.875rem; color: rgba(255,255,255,0.58); }
.about-teaser__sep { height: 1px; background: rgba(255,255,255,0.1); }

/* ---- GEO ---- */
.geo__cities { display: flex; flex-wrap: wrap; gap: 0.75rem; justify-content: center; }
.geo__city {
  display: inline-flex; align-items: center; gap: 0.5rem; padding: 0.6rem 1.25rem;
  background: var(--cream); border: 1.5px solid var(--border); border-radius: var(--radius-xl);
  font-size: 0.875rem; font-weight: 500; color: var(--navy); text-decoration: none; transition: var(--transition);
}
.geo__city:hover { background: var(--navy); color: var(--white); border-color: var(--navy); }
.geo__city-dot { width: 6px; height: 6px; background: var(--teal); border-radius: 50%; flex-shrink: 0; }

/* ---- CTA FINAL ---- */
.cta-final { background: linear-gradient(135deg, var(--teal) 0%, #057A75 100%); padding: 5rem 0; text-align: center; }
.cta-final__title { color: var(--white); margin-bottom: 1.125rem; }
.cta-final__subtitle { color: rgba(255,255,255,0.8); font-size: 1.0625rem; max-width: 540px; margin: 0 auto 2.5rem; }
.cta-final__actions { display: flex; flex-wrap: wrap; gap: 1rem; justify-content: center; }

/* ---- FOOTER ---- */
.footer { background: var(--navy-dark); padding: 4.5rem 0 2rem; }
.footer__grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 3rem; margin-bottom: 3rem; }
.footer__brand-logo { display: flex; align-items: center; gap: 0.5rem; text-decoration: none; margin-bottom: 1rem; }
.footer__brand-mark {
  width: 36px; height: 36px; background: var(--gold); border-radius: 9px;
  display: flex; align-items: center; justify-content: center;
  color: var(--navy-dark); font-family: var(--font-serif); font-size: 1rem; font-weight: 700;
}
.footer__brand-name { font-family: var(--font-serif); font-size: 1rem; color: var(--white); font-weight: 600; }
.footer__desc { font-size: 0.8125rem; color: rgba(255,255,255,0.52); line-height: 1.75; margin-bottom: 1.25rem; }
.footer__group-link {
  display: inline-flex; align-items: center; gap: 0.5rem; font-size: 0.8125rem;
  color: var(--gold); border: 1px solid rgba(249,168,37,0.25); padding: 0.4rem 0.875rem;
  border-radius: var(--radius-xl); transition: var(--transition);
}
.footer__group-link:hover { background: rgba(249,168,37,0.1); color: var(--gold); }
.footer__col-title { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: rgba(255,255,255,0.32); margin-bottom: 1.125rem; }
.footer__links { display: flex; flex-direction: column; gap: 0.625rem; }
.footer__link { font-size: 0.84rem; color: rgba(255,255,255,0.55); transition: var(--transition); }
.footer__link:hover { color: var(--white); }
.footer__bottom { border-top: 1px solid rgba(255,255,255,0.08); padding-top: 2rem; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 1rem; }
.footer__legal { font-size: 0.79rem; color: rgba(255,255,255,0.35); }
.footer__legal-links { display: flex; gap: 1.5rem; }
.footer__legal-link { font-size: 0.79rem; color: rgba(255,255,255,0.35); transition: var(--transition); }
.footer__legal-link:hover { color: rgba(255,255,255,0.65); }

/* ---- PAGE HERO (inner pages) ---- */
.page-hero {
  background: var(--navy); padding: calc(70px + 4rem) 0 4rem;
  position: relative; overflow: hidden;
}
.page-hero__blob {
  position: absolute; top: 0; right: 0; width: 50%; height: 100%;
  background: radial-gradient(ellipse at 70% 30%, rgba(7,153,146,0.15) 0%, transparent 60%);
  pointer-events: none;
}
.page-hero::after {
  content: ''; position: absolute; bottom: -1px; left: 0; right: 0;
  height: 60px; background: var(--cream); clip-path: ellipse(55% 100% at 50% 100%);
}
.page-hero__inner { position: relative; z-index: 1; }
.breadcrumb { display: flex; align-items: center; gap: 0.5rem; font-size: 0.8rem; color: rgba(255,255,255,0.42); margin-bottom: 1.5rem; }
.breadcrumb a { color: rgba(255,255,255,0.42); }
.breadcrumb a:hover { color: rgba(255,255,255,0.75); }
.breadcrumb__sep { opacity: 0.4; }
.page-hero__eyebrow {
  display: inline-block; font-size: 0.72rem; font-weight: 600; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--gold); background: rgba(249,168,37,0.12);
  padding: 0.35rem 0.9rem; border-radius: var(--radius-xl); margin-bottom: 1.25rem;
}
.page-hero__title { color: var(--white); max-width: 820px; margin-bottom: 1rem; }
.page-hero__subtitle { color: rgba(255,255,255,0.68); font-size: 1.0625rem; max-width: 680px; }

/* ---- CONTENT LAYOUT ---- */
.content-wrapper { padding: 3.5rem 0 5rem; }
.content-layout { display: grid; grid-template-columns: 1fr 320px; gap: 3.5rem; }
.article h2 {
  font-size: 1.4rem; margin: 2.5rem 0 1rem; color: var(--navy);
  padding-bottom: 0.625rem; border-bottom: 2px solid var(--cream-dark);
}
.article h2:first-child { margin-top: 0; }
.article h3 { font-size: 1.125rem; margin: 1.875rem 0 0.75rem; color: var(--navy); }
.article p { color: var(--text-muted); font-size: 0.9375rem; line-height: 1.82; margin-bottom: 1rem; }
.article a { color: var(--teal); font-weight: 500; text-decoration: underline; text-underline-offset: 3px; }
.article ul { margin: 0.875rem 0 1.5rem; display: flex; flex-direction: column; gap: 0.5rem; }
.article ul li { padding-left: 1.5rem; position: relative; color: var(--text-muted); font-size: 0.9375rem; line-height: 1.75; }
.article ul li::before { content: ''; position: absolute; left: 0; top: 0.62em; width: 6px; height: 6px; border-radius: 50%; background: var(--teal); }
.article ol { margin: 0.875rem 0 1.5rem; padding-left: 1.5rem; display: flex; flex-direction: column; gap: 0.5rem; }
.article ol li { color: var(--text-muted); font-size: 0.9375rem; line-height: 1.75; }
.info-box { background: rgba(7,153,146,0.06); border: 1px solid rgba(7,153,146,0.18); border-left: 4px solid var(--teal); border-radius: var(--radius-sm); padding: 1.125rem 1.375rem; margin: 1.5rem 0; }
.info-box p { margin: 0; font-size: 0.9rem; }
.warn-box { background: rgba(249,168,37,0.07); border: 1px solid rgba(249,168,37,0.22); border-left: 4px solid var(--gold); border-radius: var(--radius-sm); padding: 1.125rem 1.375rem; margin: 1.5rem 0; }
.warn-box p { margin: 0; font-size: 0.9rem; }
.article .cta-inline {
  background: var(--navy); color: var(--white); border-radius: var(--radius);
  padding: 2rem; margin: 2rem 0; text-align: center;
}
.article .cta-inline h3 { color: var(--white); margin: 0 0 0.75rem; font-size: 1.125rem; }
.article .cta-inline p { color: rgba(255,255,255,0.65); margin-bottom: 1.375rem; font-size: 0.9rem; }
.article .cta-inline .cta-btns { display: flex; gap: 0.75rem; justify-content: center; flex-wrap: wrap; }

/* ---- SIDEBAR ---- */
.sidebar { display: flex; flex-direction: column; gap: 1.375rem; }
.sidebar-widget { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); padding: 1.5rem; }
.sidebar-widget--cta { background: var(--gold); border-color: var(--gold); text-align: center; }
.sidebar-widget--navy { background: var(--navy); border-color: var(--navy); }
.sidebar-widget__title { font-size: 1rem; margin-bottom: 0.75rem; color: var(--navy); }
.sidebar-widget--navy .sidebar-widget__title { color: var(--white); }
.sidebar-widget__text { font-size: 0.84rem; color: var(--text-muted); line-height: 1.65; margin-bottom: 1.25rem; }
.sidebar-widget--cta .sidebar-widget__text { color: rgba(21,43,78,0.7); }
.sidebar-widget--navy .sidebar-widget__text { color: rgba(255,255,255,0.6); }
.sidebar-links { display: flex; flex-direction: column; }
.sidebar-links a { display: flex; align-items: center; gap: 0.5rem; font-size: 0.84rem; color: var(--text-muted); padding: 0.5rem 0; border-bottom: 1px solid var(--border); transition: var(--transition); }
.sidebar-links a:last-child { border-bottom: none; }
.sidebar-links a:hover { color: var(--teal); padding-left: 0.25rem; }
.sidebar-links .dot { width: 5px; height: 5px; background: var(--teal); border-radius: 50%; flex-shrink: 0; }

/* ---- FORM ---- */
.form-page-hero { background: var(--navy); padding: calc(70px + 3rem) 0 3rem; position: relative; overflow: hidden; }
.form-page-hero::after { content: ''; position: absolute; bottom: -1px; left: 0; right: 0; height: 60px; background: var(--cream); clip-path: ellipse(55% 100% at 50% 100%); }
.form-progress { background: var(--white); border-bottom: 1px solid var(--border); padding: 1rem 0; position: sticky; top: 70px; z-index: 100; box-shadow: var(--shadow-xs); }
.form-progress__inner { display: flex; align-items: center; gap: 1rem; }
.form-progress__label { font-size: 0.8125rem; font-weight: 600; color: var(--text-muted); white-space: nowrap; min-width: 80px; }
.form-progress__bar { flex: 1; height: 6px; background: var(--border); border-radius: 3px; overflow: hidden; }
.form-progress__fill { height: 100%; background: linear-gradient(90deg, var(--teal), var(--teal-light)); border-radius: 3px; transition: width 0.45s cubic-bezier(0.4,0,0.2,1); }
.form-progress__pct { font-size: 0.8125rem; font-weight: 700; color: var(--teal); min-width: 36px; text-align: right; }
.form-container { max-width: 700px; margin: 0 auto; padding: 3rem 1.5rem 5rem; }
.form-step { display: none; animation: fadeIn 0.35s ease; }
.form-step.active { display: block; }
@keyframes fadeIn { from { opacity: 0; transform: translateX(18px); } to { opacity: 1; transform: translateX(0); } }
.form-step__header { margin-bottom: 2rem; }
.form-step__label { font-size: 0.72rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--teal); margin-bottom: 0.375rem; }
.form-step__title { font-size: 1.5rem; color: var(--navy); margin-bottom: 0.5rem; }
.form-step__desc { color: var(--text-muted); font-size: 0.9375rem; }

.project-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0.875rem; margin-bottom: 1.5rem; }
.project-option { cursor: pointer; }
.project-option input[type="radio"] { position: absolute; opacity: 0; pointer-events: none; }
.project-option__card {
  display: flex; flex-direction: column; align-items: center; gap: 0.5rem;
  padding: 1.125rem 0.75rem; border: 2px solid var(--border); border-radius: var(--radius);
  background: var(--white); cursor: pointer; transition: var(--transition); text-align: center;
}
.project-option input:checked + .project-option__card { border-color: var(--teal); background: rgba(7,153,146,0.05); }
.project-option__card:hover { border-color: var(--teal-light); }
.project-option__icon { font-size: 1.625rem; }
.project-option__label { font-size: 0.78rem; font-weight: 600; color: var(--navy); line-height: 1.3; }

.affiliate-block { background: var(--cream); border: 2px solid var(--gold); border-radius: var(--radius-lg); padding: 2.5rem; text-align: center; display: none; }
.affiliate-block.visible { display: block; animation: fadeIn 0.35s ease; }
.affiliate-block__icon { font-size: 2.75rem; margin-bottom: 1rem; }
.affiliate-block__title { font-size: 1.25rem; color: var(--navy); margin-bottom: 0.75rem; }
.affiliate-block__text { color: var(--text-muted); font-size: 0.9375rem; margin-bottom: 1.875rem; line-height: 1.7; }

.form-group { margin-bottom: 1.375rem; }
.form-label { display: block; font-size: 0.875rem; font-weight: 600; color: var(--navy); margin-bottom: 0.5rem; }
.form-label span { color: var(--text-light); font-weight: 400; }
.form-input, .form-select, .form-textarea {
  width: 100%; padding: 0.875rem 1rem; border: 1.5px solid var(--border);
  border-radius: var(--radius-sm); font-family: var(--font-sans); font-size: 0.9375rem;
  color: var(--text); background: var(--white); transition: var(--transition); outline: none;
}
.form-select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%235A6278'%3E%3Cpath fill-rule='evenodd' d='M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z' clip-rule='evenodd'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 0.875rem center; background-size: 18px; padding-right: 2.75rem; cursor: pointer; }
.form-input:focus, .form-select:focus, .form-textarea:focus { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(7,153,146,0.12); }
.form-textarea { resize: vertical; min-height: 120px; }
.form-hint { font-size: 0.79rem; color: var(--text-light); margin-top: 0.375rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.radio-group { display: flex; flex-direction: column; gap: 0.5rem; }
.radio-option {
  display: flex; align-items: center; gap: 0.75rem; padding: 0.875rem 1.125rem;
  border: 1.5px solid var(--border); border-radius: var(--radius-sm);
  cursor: pointer; transition: var(--transition); font-size: 0.9375rem; color: var(--text); background: var(--white);
}
.radio-option:hover { border-color: var(--teal-light); }
.radio-option input { accent-color: var(--teal); width: 18px; height: 18px; }
.radio-option.selected { border-color: var(--teal); background: rgba(7,153,146,0.04); }
.form-nav { display: flex; align-items: center; justify-content: space-between; margin-top: 2.5rem; padding-top: 1.5rem; border-top: 1px solid var(--border); }
.form-nav__back { display: inline-flex; align-items: center; gap: 0.375rem; font-size: 0.875rem; font-weight: 500; color: var(--text-muted); background: none; border: none; cursor: pointer; font-family: var(--font-sans); transition: var(--transition); padding: 0; }
.form-nav__back:hover { color: var(--navy); }
.form-confirm { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); padding: 1.5rem; margin-bottom: 2rem; }
.form-confirm__row { display: flex; justify-content: space-between; align-items: center; padding: 0.5rem 0; border-bottom: 1px solid var(--border); font-size: 0.875rem; }
.form-confirm__row:last-child { border-bottom: none; }
.form-confirm__label { color: var(--text-light); }
.form-confirm__value { font-weight: 600; color: var(--navy); }

/* ---- CONTACT PAGE ---- */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: start; }
.contact-info { display: flex; flex-direction: column; gap: 1.5rem; }
.contact-info-item { display: flex; align-items: flex-start; gap: 1rem; }
.contact-info-icon { width: 44px; height: 44px; background: rgba(7,153,146,0.1); border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center; font-size: 1.25rem; flex-shrink: 0; }
.contact-info-label { font-size: 0.79rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; color: var(--text-light); margin-bottom: 0.25rem; }
.contact-info-value { font-size: 0.9375rem; color: var(--navy); font-weight: 500; }
.contact-info-sub { font-size: 0.84rem; color: var(--text-muted); }
.contact-form { background: var(--white); border-radius: var(--radius-lg); padding: 2.5rem; box-shadow: var(--shadow-sm); }

/* ---- HUB PAGE ---- */
.hub-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem; }
.hub-card {
  background: var(--white); border: 1.5px solid var(--border); border-radius: var(--radius);
  padding: 1.75rem; text-decoration: none; display: block; transition: var(--transition);
}
.hub-card:hover { border-color: var(--teal); box-shadow: var(--shadow-sm); transform: translateY(-3px); }
.hub-card__tag { display: inline-block; font-size: 0.7rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--teal); background: rgba(7,153,146,0.08); padding: 0.25rem 0.6rem; border-radius: 100px; margin-bottom: 0.875rem; }
.hub-card__title { font-family: var(--font-sans); font-size: 1rem; font-weight: 600; color: var(--navy); margin-bottom: 0.5rem; line-height: 1.4; }
.hub-card__desc { font-size: 0.84rem; color: var(--text-muted); line-height: 1.65; }
.hub-card__cta { display: inline-flex; align-items: center; gap: 0.25rem; font-size: 0.8125rem; color: var(--teal); font-weight: 600; margin-top: 0.875rem; }

/* ---- CONFIRMATION ---- */
.confirmation { min-height: 60vh; display: flex; align-items: center; justify-content: center; padding: 8rem 1.5rem 5rem; }
.confirmation__inner { text-align: center; max-width: 580px; }
.confirmation__icon { font-size: 4rem; margin-bottom: 1.5rem; }
.confirmation__title { margin-bottom: 1rem; }
.confirmation__text { margin-bottom: 2.5rem; font-size: 1rem; }

/* ---- MENTIONS ---- */
.legal-content h2 { font-size: 1.25rem; margin: 2rem 0 0.875rem; color: var(--navy); }
.legal-content p { font-size: 0.9375rem; color: var(--text-muted); margin-bottom: 0.875rem; line-height: 1.8; }
.legal-content h3 { font-size: 1.05rem; margin: 1.5rem 0 0.625rem; color: var(--navy); }

/* ---- A PROPOS ---- */
.about-intro { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; }
.about-values { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.value-card { background: var(--white); border-radius: var(--radius); padding: 1.75rem; border: 1px solid var(--border); }
.value-card__icon { font-size: 2rem; margin-bottom: 0.875rem; }
.value-card__title { font-family: var(--font-sans); font-size: 1rem; font-weight: 600; color: var(--navy); margin-bottom: 0.5rem; }
.value-card__desc { font-size: 0.84rem; color: var(--text-muted); line-height: 1.65; }

/* ---- SIMULATION ---- */
.simul-container { max-width: 680px; margin: 0 auto; padding: 4rem 1.5rem 6rem; }
.simul-result { background: var(--white); border-radius: var(--radius-lg); padding: 2.5rem; box-shadow: var(--shadow-md); display: none; }
.simul-result.visible { display: block; animation: fadeIn 0.4s ease; }
.simul-result__value { font-family: var(--font-serif); font-size: 3rem; font-weight: 700; color: var(--teal); line-height: 1; margin-bottom: 0.25rem; }
.simul-result__label { font-size: 0.84rem; color: var(--text-muted); }
.simul-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; margin: 2rem 0; }
.simul-stat { text-align: center; }
.simul-stat__val { font-family: var(--font-serif); font-size: 1.5rem; font-weight: 700; color: var(--navy); }
.simul-stat__label { font-size: 0.79rem; color: var(--text-light); }

/* ---- RANGE INPUT ---- */
.range-wrap { position: relative; }
input[type="range"] { width: 100%; -webkit-appearance: none; height: 6px; border-radius: 3px; background: var(--border); outline: none; cursor: pointer; }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%; background: var(--teal); cursor: pointer; box-shadow: 0 2px 8px rgba(7,153,146,0.4); border: 3px solid var(--white); }
.range-val { display: flex; justify-content: space-between; align-items: center; margin-top: 0.5rem; }
.range-val__display { font-size: 1.125rem; font-weight: 700; color: var(--navy); font-family: var(--font-serif); }
.range-val__label { font-size: 0.79rem; color: var(--text-light); }

/* ---- RESPONSIVE ---- */
@media (max-width: 1024px) {
  .features__grid { grid-template-columns: repeat(2,1fr); }
  .guides__grid    { grid-template-columns: repeat(2,1fr); }
  .footer__grid    { grid-template-columns: 1fr 1fr; }
  .about-intro     { grid-template-columns: 1fr; }
  .about-values    { grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 900px) {
  .content-layout  { grid-template-columns: 1fr; }
  .sidebar         { display: none; }
  .contact-grid    { grid-template-columns: 1fr; }
  .about-teaser__inner { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .nav__menu { display: none; }
  .nav__hamburger { display: flex; }
  .nav.mobile-open .nav__menu {
    display: flex; flex-direction: column; position: fixed;
    top: 70px; left: 0; right: 0; bottom: 0; background: var(--white);
    padding: 1.5rem; overflow-y: auto; z-index: 999; gap: 0.25rem;
  }
  .nav.mobile-open .nav__link { font-size: 1rem; padding: 0.875rem 1rem; border-radius: var(--radius-sm); }
  .nav.mobile-open .nav__dropdown { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: none; background: var(--cream); padding: 0.25rem 0.5rem 0.25rem 1.5rem; margin: 0.25rem 0 0.5rem; border-radius: var(--radius-sm); }
  .nav.mobile-open .nav__link svg { display: none; }
  .hero__inner { grid-template-columns: 1fr; }
  .hero__visual { display: none; }
  .profiles__grid { grid-template-columns: repeat(2,1fr); }
  .features__grid { grid-template-columns: 1fr; }
  .process__steps { grid-template-columns: 1fr; }
  .process__line { display: none; }
  .guides__grid { grid-template-columns: repeat(2,1fr); }
  .footer__grid { grid-template-columns: 1fr; gap: 2rem; }
  .footer__bottom { flex-direction: column; text-align: center; }
  .hub-grid { grid-template-columns: 1fr; }
  .project-grid { grid-template-columns: repeat(2,1fr); }
  .form-row { grid-template-columns: 1fr; }
  .simul-grid { grid-template-columns: 1fr; }
  .about-values { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  .profiles__grid { grid-template-columns: 1fr; }
  .guides__grid { grid-template-columns: 1fr; }
  .project-grid { grid-template-columns: 1fr 1fr; }
  .hero__actions { flex-direction: column; }
  .cta-final__actions { flex-direction: column; align-items: center; }
  h1 { font-size: 1.75rem; }
}
.affectation-block {
  display: block;
}